Timothy J. Sierra, Attorney at Law Timothy J. Sierra, Attorney at Law
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Tampa Bankruptcy Law Blog

Student Loans Forgiveness Upsurge

Last year President Obama created an executive order aimed to allow more borrowers to use the pay-as-you-earn program or Repaye. The program was designed to help people with student loans repay their debt. Within the last few months there has been a growing concern regarding the economic impact of student debt across America.

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Highest Complaints for Debt Collection Harassment

Last month the Consumer Financial Protection Bureau released a report which focused on consumers' top complaints. The article went into great detail examining the complaints by product, states, and company. One of the biggest problems consumer had faced were issues with debt collection.

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Financial Disaster Debt Relief

No one plans to have an emergency, and most often than not those who experience a true emergency are generally unprepared. Many people are just a slip away from a financial disaster. However under the right circumstances, one can have debt relief to recover or help prevent a serious financial setback.

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Second Mortgages in Chapter 7 Bankruptcy

During the beginning of the summer a decision by the U.S. Supreme Court highlighted a loop hole in Chapter 7 bankruptcy. In the case of Bank of America v. Caulkett, the court ruled that homeowners with delinquent first mortgages, filling for Chapter 7, cannot void their second mortgage during bankruptcy. 

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Florida's Residents Face Student Loan Issue

Lately Florida residents are facing big problems regarding education loans. Student loan debt is becoming extremely common not only in Florida but nationwide. However, Florida's economy one of the most unforgiving and residents are now confronted with the rippling effects of student debt.

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Fighting the Cycle of Debt

The average credit card debt in an American household is around $16,000 according to The Survey of Consumer Finances. Unfortunately once a person defaults on several payments it becomes a hard habit to break. Many debtors find themselves repeatedly bankrupt.


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Contact Information

Tampa Office
118 South Rome Avenue
Tampa, FL 33606

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Tampa Law Office Map

Riverview Office
6314 U.S. Highway 301 South
Riverview, FL 33578

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions

Brandon Office
305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions