For some reason, a lot of people I speak to have an understanding that bankruptcy is a simple process. You just sign some papers, go to court, wipe out your debts and then go in peace. In other words, it is a walk in the park. Some call my office wanting to just talk for a few minutes and ask a couple of questions and expect they can get a quick consultation over the phone. I am not sure why people fees this way about bankruptcy; maybe these false impressions are because they think that if they can't pay their debt, they are entitled to a bankruptcy discharge. Most of my clients are surprised that there is more than meets the eye.