Credit cards seem like small pieces of plastic that allow you to purchase whatever you want and pay all the money back at a later date. In reality they have both pros and cons depending on how you manage your money. If you have a problem with spending more than you have credit cards can be dangerous, but used the right way they can allow you to build up good credit so that you can make larger purchases and borrow money in the future. Here are some tips for how to responsibly use a credit card.
You did it! You completed your long journey and now you are ready to begin a new one. In order to be financially successful after bankruptcy, you'll need to do a few things. Here's a checklist that can help.
You have filed for bankruptcy and finally gotten yourself back on a financial stable, debt free life; however, you feel that you will fall back into routine of racking up huge credit card bills, medical bills, car payments, etc. Becoming financially savvy will take a while for someone who is just beginning to manage their debt, and one way to help stay out of debt is to budget!