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How Emergency Funds Can Save You Stress

 

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Emergency funds typically sound like something that could be nice, if you had the money and time to save it up. Emergency funds are small pocket of change put aside just in case of an emergency. It is basically saving for a rainy day. It is said that two out of three Americans would have trouble coming up with $1000 for an emergency. People always save up for the things they want but forget to save for the things they don't expect. Having an emergency fund can prevent that stress.

While it would be nice to be able to just whip out couple thousand dollars to start an emergency fund, it typically takes time and patience. Many people like to have a couple months living expenses saved up in an emergency fund.

This would include things such as:

•· Rent

•· Insurance

•· Utilities

•· Bills

•· Gas

•· food

•· and other necessities.

In order to begin the journey to more financial security however, one must have a starting point, even if it is small. The easiest way to begin is to save up a small portion of your income. It may be a third of it, it may only be the allowance for your Starbucks those weeks, as long as you are beginning somewhere. A couple things to keep in mind when you are starting to save up include being realistic about how much you spend each month, what you need to be spending money on and where you can be cutting back.

Emergency funds may not be easy to start or fun to save, but it will be a relief when something unexpected comes up.

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  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
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