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A Happy Retirement


Retirement may seem scary; you no longer receive that pay check regularly and now you rely on the fact that you saved enough money to be happy in your later years. Like many others you are not alone in your concerns about retirement; here are some steps to take in order to help you begin retirement on a good foot:

Make a plan of how you want to spend your retirement. Some people feel they need something in their life after they have retired; they no longer have their job to consume their days so they take on hobbies and activities. Make a list of things you would like to accomplish in your retirement that will satisfy you. 

Make sure you have a savings, an individual retirement account or a pension regardless of the balance on those accounts. There are ways to save money in retirement, for example take out a reverse mortgage or down size your home. 

Make sure you have medical care. Do not be reluctant to make accommodations for age- related medical needs. Medicare, Medicaid and insurance plans make it easier and cheaper to afford health care in retirement. 

If you are planning on moving in retirement make sure you are comfortable and familiar with the new climate, culture and customs of the area. 

Retirement does not have to be a one step process. Take your time, no need to rush. Many retirees take a few years to ease out of their careers and that is perfectly acceptable to move at your own pace into the retired life. 

You can try many different activities and experience in retirement. If you get a part-time job and feel it is more stress than you thought then no problem! In retirement there is room for change, do not be afraid to try something new. 

It's up to you to be happy in retirement. Metal, financial, social, and physical changes should be planned for and your happiness from there depends on how willing you are to adapt to change. If you find yourself struggling with financial issues that are keeping you from retirement, then contact an experience attorney to help you through your debt.  

Work Cited: ‚Äč

6 steps to retirement happiness (Yahoo Finance) http://finance.yahoo.com/news/6-steps-retirement-happiness-140000108.html

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  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
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  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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