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Dealing with unlawful debt collection

There are many people across the country, including in the Tampa area that have some kind of debt. At Timothy J. Sierra, Attorney at Law, we work with people who are in debt every day so we understand the many difficulties that you can face when you are in this kind of situation.

One of the most difficult things about being in debt is dealing with debt collectors. Debt collectors can be relentless in their efforts to collect on the money you owe your creditors. Although debt collectors do have a right to do their job, there are certain things that can cross the line. In fact, sometimes, debt collectors utilize unlawful practices in their efforts to track you down and get you to pay.

We understand that many people might not recognize the difference between what is lawful and what is not when it comes to debt collection practices. According to the Consumer Financial Protection Bureau, the Fair Debt Collection Practices Act “prohibits debt collection companies from using abusive, unfair or deceptive practices to collect past due debts from you.”

One thing to keep in mind is that in general debt collectors are not allowed to contact you in out-of-the-ordinary times or places. For example if you are not allowed to take calls at work, then the debt collector is not allowed to call you there. Meantime, if you have hired an attorney to represent you and the debt collector is aware of that, then he or she must contact your attorney instead of you.

If you would like to learn more about debt collection, then please visit our unlawful debt collection page.

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  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
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118 South Rome Avenue
Tampa, FL 33606

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Phone: 813-463-2256
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6314 U.S. Highway 301 South
Riverview, FL 33578

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Phone: 813-463-2256
Fax: 813-258-4746
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305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions