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Post Grads Still Deal with the Troubles of Student Loans

Student loans seem like a good investment; you take out a loan, and then you can afford to graduate with a degree. Then, after graduation you will get your dream job and be able to pay off your debt within a few years. However, for thousands of college graduates that is not realistic.

Some people who have graduated over 20 years ago are still dealing with the troubles that come with student loans; for recent graduates it is worse. In a recent study, people who graduated in the past four years with more than $50,000 of debt are significantly less likely to feel their lives serve purpose; they don't have supportive relationships, lack financial security, a sense of community and physical well-being, than those who graduate without debt.

The amount of student loan debt is rising in America, and more than half of college students have taken out loans. The amount of average debt has rose from around $18,000 in 2004 to over $33,000 today. Student loan debt is a very serious financial inhibitor to debtors. It not only hurts one financially but also mentally and physically. Debt hinders people's sense of worth, because sometimes paying off debt means taking a job you do not love and does not motivate you to work to your full potential. Also debt postpones people from moving on with their lives, buying a home or getting married, which in turn can cause physical stress on a debtor.

When faced with debt from student loans a debtor should always remember that there is a fix to the overwhelming piled up debt. If you should find yourself in a situation where you cannot afford to pay off debt, find an attorney who specializes in student loan debt cases. They will be able to guide you to a solution, such as bankruptcy, which can lead you to a debt free life.

Work Cited:

The Wall Street Journal


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