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March 2014 Archives

Florida still leading the way in foreclosures nationwide

Although the economy continues to make some small gains, there are still many sectors that are struggling to improve. One of the hardest hit sectors of the country’s economic struggles has been the housing market. Florida has been one of the hardest hit regions, with many areas of the state, including Tampa, still trying to recover. Although there has been some recent good news regarding foreclosures, Florida is still seeing its share of difficulties.

Getting out of debt is not easy, but itís worth it

Just about everyone wants to enjoy the finer things of life. Most people, including many in the Tampa area, also like to enjoy their so-called toys. However, many people also get into severe debt in order to enjoy those things. Living within one’s means is not necessarily easy, but by avoiding the pitfalls of debt a person can actually enjoy his or her life much more by not being overwhelmed by financial problems.

Rebuilding Credit Post-Bankruptcy: Updating your Credit Reports

Updating credit reports is an important step to start rebuilding your credit after bankruptcy. Spotting errors and writing a personal statement to be included in your reports are two great ways to help your reports look their best to potential future creditors.

Medical debt leaving peopleís finances in critical condition

When the subject of debt is discussed, most often people probably think about mortgages, car loans or credit card debt. However, there is another kind of debt, which is actually a huge problem for many people across the country, which may not get as much attention. However, medical debt is actually very common in the U.S., including here in the Tampa Area.

Personal debt levels for Americans rising at a blistering pace

Although almost anyone would agree that being in debt is never a good idea, more and more Americans don’t seem have to a problem with being in the red. Debt can be a very difficult situation to be in and the effects of debt can lead to all kinds of problems, including foreclosure and bankruptcy. However, despite those risks, debt numbers across the U.S., including in Tampa, continue to rise.

Student Loan Law Series: Administrative Discharges

Although it is uncommon, there are certain circumstances in which federal student loans can be discharged. These situations vary and can either be school or non-school related. Certain procedures must be completed in order for a discharge to occur in many cases.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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118 South Rome Avenue
Tampa, FL 33606

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Phone: 813-463-2256
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6314 U.S. Highway 301 South
Riverview, FL 33578

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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
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305 North Parsons Avenue
Brandon, FL 33510

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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions