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STUDENT LOAN DEBT

Student loan debt now exceeds credit card debt in the U.S.

Student loan debt has risen to 1 trillion dollars, a 50% increase over the past four years, writes Senator Tom Harkin, charmain of the Health, Education, Labor and Pension Commitee.  More than a quarter of all federal financial aid goes to for profit colleges yet nearly half of those students drop out after four months.  Senator Harkins believes four things need to be done: 1) more counseling to help families start planning from the first year of college 2) students and families must know their repayment and financing options 3) have work study programs to help students with smart budgeting and  4) expand the number of students who are aware of the govenments income based repayment program, which caps their monthly payments to 10 to15% of their discretionary income. 

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  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
  • "I recommend Timothy Sierra - a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy. "
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