Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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Posts tagged "unemployment"

Helping those who are struggling with credit card debt

From unemployment to costly medical expenses and unforeseen challenges in life, there are many reasons why people take on debt that they cannot repay. Unfortunately, far too many people in Tampa and throughout Florida are experiencing these difficulties firsthand and have no idea of what should be done next. At the law firm of Timothy J. Sierra, we understand the numerous obstacles that come with burdensome credit card debt and work hard to help ensure that our clients address their debt properly.

More foreclosures in Florida than any other state

For some homeowners, the threat of foreclosure keeps them up at night and causes considerable anxiety. In Tampa, Florida, people who are dealing with this firsthand should try to explore every available option and address the situation correctly. After all, losing a home to foreclosure can lead to a plethora of problems that affect the entire family and it is imperative for every homeowner who is facing these financial challenges to take action as soon as possible.

Student loans higher than credit card debt, crippling economy

President Obama said in a May speech that the burden of student loans that many young people face upon graduation is crippling our economy. Public university tuition and fees have doubled in the past couple of decades. The average college graduate owes over $26,000 in student loan debt, and with interest rates and today’s dismal employment options, it can take years or even decades for a Florida resident to pay off student loans.

How consumer debt can affect your credit score

Every Florida resident knows that a bad credit score can negatively affect a person’s ability to purchase a home, car, or obtain a line of credit. There are many ways you can hurt your credit, and sadly it’s all too easy to do this. Several factors, such as too much credit card debt, opening up too many lines of credit at once, and keeping high balances on credit cards can all lower a credit score, sometimes alarmingly quickly.

Florida veterans facing a multitude of financial difficulties

Today’s job market and financial challenges are bad for millions of Florida residents, but experts say many veterans face a unique set of challenges and setbacks. It’s fair to say that once they’re discharged from the military, veterans should be allowed to enjoy financial security after serving our country. Unfortunately, many veterans are finding themselves in just the opposite position, with unemployment, debt, and even foreclosure being part of a list of problems that add stress to the lives of former servicemen and women.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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118 South Rome Avenue
Tampa, FL 33606

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Phone: 813-463-2256
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6314 U.S. Highway 301 South
Riverview, FL 33578

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Phone: 813-463-2256
Fax: 813-258-4746
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305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions