Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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Posts tagged "Credit Card Debt"

Why a Balance Transfer is the Secret Ingredient to Saving Money

If you open your wallet, pull out your credit cards and evaluate each card you will first notice the credit card interest and immediately feel its financial burden. To ease your pain, you can and should seek a balance transfer. A balance transfer is one of the best money-saving options available. woman credit card edit.jpg

5 Best Low-interest Credit Cards with Rewards

If you are on a tight budget here are some credits cards worth checking out. The following cards offer a variety of ways to save on cash, and can help put that money back into your wallet. These cards are favorable if you are currently facing or trying to avoid facing certain financial struggles, specifically credit card debt.

Credit cards no longer the largest type of debt in America

Whether someone loses their job or faces financial challenges (such as medical expenses) that they never saw coming, there are many reasons why people find themselves in debt. Unfortunately, far too many people in Tampa and throughout Florida who are in this situation take on a great deal of credit card debt, which can lead to a number of problems including creditor harassment. There are a number of ways that people who are going through this may be able to address their debt, such as filing for bankruptcy. However, it is important for anyone dealing with this firsthand to take a close look at all of their options and identify the smartest path forward.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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118 South Rome Avenue
Tampa, FL 33606

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Phone: 813-463-2256
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6314 U.S. Highway 301 South
Riverview, FL 33578

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Phone: 813-463-2256
Fax: 813-258-4746
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305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions