Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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Posts tagged "Chapter 7 bankruptcy"

Offering solutions to those considering bankruptcy

Whether someone wants to stop wage garnishment or simply eliminate overwhelming debt that has been causing them to lose sleep at night, there are all sorts of reasons why people choose to file for bankruptcy. However, for people in Tampa and throughout Florida who are struggling with debt, it is crucial to review every debt relief option that is available and ensure that the ideal approach is taken. At the Tampa Bay law firm of Timothy J. Sierra, we work hard to ensure that our clients identify the best path forward and take the right steps towards a fresh financial start.

Florida start-up moves forward with Chapter 7

When a company is struggling with debt, they may have a number of debt relief options to explore. However, it is very important for firms that are dealing with this to closely analyze their situation and determine which strategy makes the most sense. In Tampa, Florida, and around the country, successfully addressing financial challenges can provide a fresh financial start and new outlook on life. Before filing for Chapter 7, it is important for people to ensure that they take the proper approach.

Reaching out to people who are struggling with medical debt

There are many reasons why people throughout the United States end up struggling with unbearable medical debt. For some, an unexpected medical condition or emergency requires them to take on unmanageable debt, while others face costly medical expenses because of a health condition they have been dealing with for years or are unable to work and can no longer cover their hospital bills. Unfortunately, people find themselves in this position far too often in Tampa, Florida, and across the country. At the law firm of Timothy J. Sierra, we understand the numerous obstacles that people who are in this position typically face and extend a helping hand to those who are going through this firsthand.

What is Exempt from Bankruptcy? Florida Bankruptcy Exemptions

The decision to file for bankruptcy is a difficult one, and there is a lot of things to find out about which type of bankruptcy, if it's a chapter 7 bankruptcy or chapter 13 bankruptcy, is best for your current financial situation, before filing. One thing a person who is considering bankruptcy should look into is, what would be considered exempt from bankruptcy if one should file.

Is student loan debt becoming popular prey for con artists?

There is no shortage of college graduates who are facing student loan debt in America, including many people in the Tampa area. Student loan debt is a common problem after people graduate from college, and paying it off can be very difficult. There are also many different so-called “debt-relief” companies that are aware of this and they are starting to discover the benefits of preying on people weighed down by student loan debt.

Obama announces efforts to create more student loan relief

There are many people in the Tampa area and elsewhere who use student loans in order to get through college. Although getting a degree can be very useful in life, the cost of studying at a university can be very high. Unfortunately, finding a good-paying job after graduation can also be difficult. That means that many people who earn their degrees have a very difficult time paying off their student loans on time and this can lead to long-term financial problems.

Medical debt is on the rise across the country

Just about anyone who owns a home has mortgage debt. Likewise, many people have monthly car payments and just about everyone who owns a credit card has thousands of dollars in credit card debt. However, there is another growing debt problem in America, including in Tampa, which more and more people are encountering.

Can filing for bankruptcy make you debt free?

Are you experiencing financial troubles that you just can’t seem to get out of? Have you ever thought about filing for bankruptcy but didn’t know if it was right for you? Bankruptcy is a very serious smatter and it should not be entered into lightly. If you live in the Tampa area and are considering bankruptcy there are some important things that you need to know, including the difference between Chapter 7 and Chapter 13.

Mobile retailer Wirefly reportedly filing for Chapter 7

The business word can be very competitive and many times companies can’t keep up with the competition. When a company in Tampa is unable to meet the financial demands of doing business, it might have to consider filing for bankruptcy. However, most companies considering bankruptcy, usually file for Chapter 11 or Chapter 13, which allows for the company to try to stay open while it sorts things out. A Chapter 7 Bankruptcy, on the other hand, usually means that a company is calling it quits.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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