Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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Posts tagged "creditors"

How to handle garnishment of wages

Not making payments on time and failing to pay debts off can mean more headaches for American debtors. Millions of American debtors get their pay garnished, due to lack of payments on debts. However, garnishment can be avoided by taking action before it is too late.

Protection from Debt Collector Harassment

Many people who are in debt or once were are well familiar with the constant attention from debt collectors. Debt collectors can be persistent and cause a lot of stress for those who are in debt, by hassling them at inappropriate times or trying to contact others personally to get more information about the debtor in question. Luckily, the federal Fair Debt Collections Practices Act (FDCPA) makes certain collection procedures illegal for debt collectors to implement. Knowing what debt collectors can and cannot do is important as an individual to understand that you have rights that protect you from collection harassment.

Meet the Parents actress facing serious financial problems

Are you in debt? Do you feel like no matter what you do, you can’t get out of debt? Are your creditors constantly bothering you to pay up, but you just don’t have the money to stay current on your bills? If this sounds like you, then now might be the time to start considering bankruptcy. However, no one in the Tampa area should make the choice to file for bankruptcy without first giving it a lot of thought.

Rebuilding Credit Post-Bankruptcy: Updating your Credit Reports

Updating credit reports is an important step to start rebuilding your credit after bankruptcy. Spotting errors and writing a personal statement to be included in your reports are two great ways to help your reports look their best to potential future creditors.

Make a plan to reduce your credit card debt this year

The New Year is here, which means a lot of people are hoping to get a fresh start on many different aspects of their lives. Whether it’s a new exercise program in hopes of getting physically fit or a new economic path in hopes of being financially fit, a lot of people in the Tampa area, and elsewhere, are making New Year’s resolutions.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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118 South Rome Avenue
Tampa, FL 33606

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Phone: 813-463-2256
Phone: 813-463-2256
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6314 U.S. Highway 301 South
Riverview, FL 33578

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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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Brandon Office
305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions