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Chapter 7 Archives

Retailer turns to Chapter 7 bankruptcy

For most businesses, making the decision to file for bankruptcy can be difficult. However, it is very important for businesses of all sizes to address their financial challenges properly and try to move forward. In Tampa, Florida, and across the country, businesses that are struggling with debt should explore every option on the table and do everything they can to work towards a fresh financial start. For some, this may include filing for Chapter 7.

Offering solutions to those considering bankruptcy

Whether someone wants to stop wage garnishment or simply eliminate overwhelming debt that has been causing them to lose sleep at night, there are all sorts of reasons why people choose to file for bankruptcy. However, for people in Tampa and throughout Florida who are struggling with debt, it is crucial to review every debt relief option that is available and ensure that the ideal approach is taken. At the Tampa Bay law firm of Timothy J. Sierra, we work hard to ensure that our clients identify the best path forward and take the right steps towards a fresh financial start.

Florida start-up moves forward with Chapter 7

When a company is struggling with debt, they may have a number of debt relief options to explore. However, it is very important for firms that are dealing with this to closely analyze their situation and determine which strategy makes the most sense. In Tampa, Florida, and around the country, successfully addressing financial challenges can provide a fresh financial start and new outlook on life. Before filing for Chapter 7, it is important for people to ensure that they take the proper approach.

Can student loan debt be discharged in bankruptcy?

For many Americans, student loans are a source of considerable anxiety and uncertainty. Unfortunately, some people in this position do not understand their options or have any idea of which steps to take next. However, in Tampa, Florida, and throughout the country, it is very important for anyone who is struggling with overwhelming debt to closely review their situation and do everything they can outline the best path forward. While some people may feel hopeless with regard to their student loans, they could be able to enjoy the peace of mind that comes with tackling debt and should try to address their student loans as soon as possible.

The truth regarding common bankruptcy myths

What comes to mind when you hear the term bankruptcy? There are many aspects of bankruptcy as well as many different types of bankruptcy filings. Many people in the Tampa area, and elsewhere, have preconceived notions regarding bankruptcy. However, many of those beliefs are not completely accurate. In fact, some myths are entirely wrong.

How often can you file for bankruptcy?

There are many different financial situations in life that can lead a person to consider filing for bankruptcy in the Tampa area. However, bankruptcy is a serious matter and it should never be entered into lightly. That being said, sometimes people have no other choice than to file for bankruptcy. Some people even have to file for bankruptcy more than once, but are there limits on how often you can file?

What are the benefits of filing for bankruptcy?

In most circles bankruptcy is not considered a positive thing. In fact, most people in Tampa, or anywhere else, never want to even think about having to file for bankruptcy. While it is true that having a bankruptcy on your record can have some negative effects on your financial future, there are also several positive aspects of filing for bankruptcy in some situations.

Is student loan debt becoming popular prey for con artists?

There is no shortage of college graduates who are facing student loan debt in America, including many people in the Tampa area. Student loan debt is a common problem after people graduate from college, and paying it off can be very difficult. There are also many different so-called “debt-relief” companies that are aware of this and they are starting to discover the benefits of preying on people weighed down by student loan debt.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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Fax: 813-258-4746
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