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What are some examples of creditor harassment?

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Creditor harassment takes many forms and it is important for you to take action if you believe debt collectors are harassing or abusing you.

Whether someone uses their credit cards to cover living expenses after losing their source of income or is dealing with unanticipated financial challenges after an accident, there are many reasons why Americans take on debt. If you are struggling with credit card debt, you probably know how stressful it often is to be in this position.

Unfortunately, in Tampa and throughout Florida, people who are going through this may face a wide variety of problems, such as high interest rates and creditor harassment.

The Federal Trade Commission published an informational piece on how the Fair Debt Collection Practices Act protects consumers who are struggling with credit card debt from harassment. According to the FTC, there are many examples of unacceptable harassment from debt collectors.

Forbidden Debt Collection Practices:

  • Publishing names of debtors
  • Constantly calling debtors
  • Using vulgar language
  • Threating harm
  • Making false statements
  • Threatening arrest
  • Threating unlawful wage garnishment
  • Using fake company names

If you believe that you have dealt with any of these prohibited practices firsthand, it is important for you to understand all of your options, address the violations as soon as possible and put an end to the harassment.

We at Timothy J. Sierra Attorney at Law would like to state that our blog posts and links, on our web page or any other social media outlet, to any other web pages are not intended for legal advice. We are not responsible for third party website information. If one is in need of legal advice please contact an attorney directly.

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