Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
Call Today For A Free Initial Consultation
813-463-2256

Student Loans are not Easy. Don't Let Anyone tell you Otherwise.

When it comes to student loan payments, do not be taken advantage of by companies claiming they will help you get rid of your loans quickly and easily. Student loan debt is never easy. Many borrowers find themselves in more trouble when trying to work with these companies, who essentially are just taking advantage of financially vulnerable debtors.

One can avoid getting caught up in a scam by not paying a company to advise you on things you can do for yourself to help you pay off student loans such as personal finance. Personal finance seems like an easy concept: don't spend more than you make. However, some people, especially those in student loan debt tend to spend more than they earn, putting themselves on track to acquire more debt. This debt is mainly attributed to the fact that they have monthly student loan payments and they cannot afford to pay for other expenses so they rack up the debt. Giving yourself a budget, and talking to your lender about a realistic payment plan is the best way to manage your financing while paying back student loans.

Some things to look at when trying to afford to payback student loans is cutting expenses elsewhere. Are they cheaper insurance plans you can get for your car? Maybe moving back with family is a good option so that rent isn't an issue. Where ever you can cut expense do it! That will make balancing your debt a lot more feasible.

Another suggestion to afford paying back student loans is to increase your monthly income. If you are struggling loans payments with just your one income from your current job, look for a second job. Working two jobs is a simple solution to gain more income. If you do not have time for another job look for a hobby that will make you money on the side. Every little bit helps when it comes to paying off student loans and getting out of debt. It is never easy, and do not let any company claim that it will be. Student loans are common and even though they might seem impossible to pay off there are ways to get out of debt. If you or someone you know is struggling with student loan debt, call an attorney who is experienced in working with student loan debt for help.

We at Timothy J. Sierra Attorney at Law would like to state that our blog posts and links, on our web page or any other social media outlet, to any other web pages are not intended for legal advice. We are not responsible for third party website information. If one is in need of legal advice please contact an attorney directly.

Works Cited:

Farrington, R. (2015, January 28). No Easy Way Out, But Two Sides To The Student Loan Equation. Retrieved February 10, 2015, from http://www.forbes.com/sites/robertfarrington/2015/01/28/no-easy-way-out-buttwo-sides-to-the-student-loan-equation/3/

No Comments

Leave a comment
Comment Information
  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
More Testimonials
Email Us Today

Schedule A Free Initial Consultation To talk to an experienced Tampa bankruptcy attorney, call 877-492-7449 or fill out the form. All calls are returned within 24 hours.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

We Have Offices in Tampa, Riverview and Brandon For Your Convenience.

Tampa Office
118 South Rome Avenue
Tampa, FL 33606

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Tampa Law Office Map

Riverview Office
6314 U.S. Highway 301 South
Riverview, FL 33578

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions

Brandon Office
305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions