Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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February 2015 Archives

Florida start-up moves forward with Chapter 7

When a company is struggling with debt, they may have a number of debt relief options to explore. However, it is very important for firms that are dealing with this to closely analyze their situation and determine which strategy makes the most sense. In Tampa, Florida, and around the country, successfully addressing financial challenges can provide a fresh financial start and new outlook on life. Before filing for Chapter 7, it is important for people to ensure that they take the proper approach.

Tampa Bay: Highest Metro Area of Foreclosures in 2014

Foreclosure on a home is a common occurrence in the United States, and especially in the Tampa Bay area. A new report was released by the real estate tracking service CoreLogic, that the Tampa Bay area took first place for the most completed foreclosures this past year over all other U.S metro areas.

Reaching out to people who are struggling with medical debt

There are many reasons why people throughout the United States end up struggling with unbearable medical debt. For some, an unexpected medical condition or emergency requires them to take on unmanageable debt, while others face costly medical expenses because of a health condition they have been dealing with for years or are unable to work and can no longer cover their hospital bills. Unfortunately, people find themselves in this position far too often in Tampa, Florida, and across the country. At the law firm of Timothy J. Sierra, we understand the numerous obstacles that people who are in this position typically face and extend a helping hand to those who are going through this firsthand.

Student Loans are not Easy. Don't Let Anyone tell you Otherwise.

When it comes to student loan payments, do not be taken advantage of by companies claiming they will help you get rid of your loans quickly and easily. Student loan debt is never easy. Many borrowers find themselves in more trouble when trying to work with these companies, who essentially are just taking advantage of financially vulnerable debtors.

Bouncing back from Bankruptcy? A Budget is Key

You have filed for bankruptcy and finally gotten yourself back on a financial stable, debt free life; however, you feel that you will fall back into routine of racking up huge credit card bills, medical bills, car payments, etc. Becoming financially savvy will take a while for someone who is just beginning to manage their debt, and one way to help stay out of debt is to budget!

Helping those who are struggling with credit card debt

From unemployment to costly medical expenses and unforeseen challenges in life, there are many reasons why people take on debt that they cannot repay. Unfortunately, far too many people in Tampa and throughout Florida are experiencing these difficulties firsthand and have no idea of what should be done next. At the law firm of Timothy J. Sierra, we understand the numerous obstacles that come with burdensome credit card debt and work hard to help ensure that our clients address their debt properly.

Ways to afford Student Loan Payments

Student loans may not be worrying students at the moment while they are still getting their degree in college and not required to make payments; however, 6 months after they graduate college payments are due. Letters are sent to borrowers from loan companies telling them how much they owe.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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118 South Rome Avenue
Tampa, FL 33606

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Phone: 813-463-2256
Phone: 813-463-2256
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6314 U.S. Highway 301 South
Riverview, FL 33578

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Phone: 813-463-2256
Fax: 813-258-4746
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Brandon Office
305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions