Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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January 2015 Archives

Florida Students are not using Millions in Financial Aid

Students all over America get aid from the government every year to fund college, and many students would not be able to get such an education if it was not for federal aid and filling out the Free Application for Federal Student Aid (FAFSA). Then why is it that some students do not even bother to fill out the form?

More foreclosures in Florida than any other state

For some homeowners, the threat of foreclosure keeps them up at night and causes considerable anxiety. In Tampa, Florida, people who are dealing with this firsthand should try to explore every available option and address the situation correctly. After all, losing a home to foreclosure can lead to a plethora of problems that affect the entire family and it is imperative for every homeowner who is facing these financial challenges to take action as soon as possible.

Can student loan debt be discharged in bankruptcy?

For many Americans, student loans are a source of considerable anxiety and uncertainty. Unfortunately, some people in this position do not understand their options or have any idea of which steps to take next. However, in Tampa, Florida, and throughout the country, it is very important for anyone who is struggling with overwhelming debt to closely review their situation and do everything they can outline the best path forward. While some people may feel hopeless with regard to their student loans, they could be able to enjoy the peace of mind that comes with tackling debt and should try to address their student loans as soon as possible.

2014 Nationwide Bankruptcy Filing Dropped 12 Percent

Bankruptcy filings have dropped 12% this year, but that is not necessarily a good thing... In a recent report by American Bankruptcy Institute(ABI) partnered with Eqip Systems, Inc., their data states that over 900,000 nationwide bankruptcies were filed in 2014, which is a 12 percent drop from over a million filings the previous year in 2013.

Is bankruptcy more effective than debt consolidation?

At the law offices of Timothy J. Sierra, we know that bankruptcy can seem like a huge step for most people. After all, declaring bankruptcy can have long term and lasting implications. We know that no one in the Tampa area wants to be in a position wherein he or she has to consider bankruptcy, but unfortunately, it is necessary for some individuals in order to get out of debt.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
More Testimonials
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We Have Offices in Tampa, Riverview and Brandon For Your Convenience.

Tampa Office
118 South Rome Avenue
Tampa, FL 33606

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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Riverview Office
6314 U.S. Highway 301 South
Riverview, FL 33578

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions

Brandon Office
305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions