Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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What are the benefits of filing for bankruptcy?

In most circles bankruptcy is not considered a positive thing. In fact, most people in Tampa, or anywhere else, never want to even think about having to file for bankruptcy. While it is true that having a bankruptcy on your record can have some negative effects on your financial future, there are also several positive aspects of filing for bankruptcy in some situations.

Being in debt is difficult. In fact, it can be overwhelming in many cases, which is one reason why filing for bankruptcy can be beneficial. By choosing to file for bankruptcy you can discharge all your unsecured debt, including medical bills and credit card debt. Another benefit of filing for bankruptcy is being able to eliminate second mortgages on your home.

If you have any wages being garnished, that process will stop when you file for bankruptcy. Bankruptcy also serves to give you a new start, which means you can begin to rebuild your credit score and more easily obtain credit. Filing for Chapter 13 bankruptcy can actually assist you in developing a three- to five-year interest-free payment plan to repay your creditors. One of the greatest benefits that people find who file for bankruptcy is that creditors can no longer contact them and hassle them for payment.

I am Timothy J. Sierra, a bankruptcy attorney who understands the ins and outs of bankruptcy. I know that it can be a difficult decision to come to and that bankruptcy is not for everybody. However, if you want to learn more about the positive aspects bankruptcy can have on your financial situation, then please visit our page on the benefits of filing for bankruptcy.

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  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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