Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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Will everything be okay after facing foreclosure?

Financial challenges are still a stressful and sad part of life that many Floridians are experiencing. As a normal and common part of these challenges, foreclosure still looms over the heads of millions of Florida homeowners. It can be an uncertain, scary, and highly stressful time for families. If you’ve received a court letter advising you that your home is about to be repossessed, you may not know where to turn or what to do.

Many people may choose to ignore the problem. But not responding to a foreclosure letter can be a big mistake, especially if a new bill goes into effect that will speed up foreclosures in our state. Stopping your mortgage payments or not addressing your financial problems will only result in the bank taking action to repossess your home, and increased creditor harassment. If you wait too long, you may end up being unable to defend yourself in foreclosure court, and can lose your home.

Financial experts say the best way to handle this problem is to stay calm and take each step one at a time. Take charge of the situation and respond to the court letter before the deadline. Seek emotional support from family and friends, as their advice and experiences can be invaluable in helping you keep your head during this difficult time.

Finally, if your situation is overwhelming, it doesn’t hurt to seek legal advice. Discussing your options with a bankruptcy attorney will help you understand the other avenues you can take to help you stop foreclosure.

Source: The Washington Times, “Facing home foreclosure: What can you do, where can you turn?” Joaquin Benitez, June 12, 2013

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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Brandon, FL 33510

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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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