Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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June 2013 Archives

Will everything be okay after facing foreclosure?

Financial challenges are still a stressful and sad part of life that many Floridians are experiencing. As a normal and common part of these challenges, foreclosure still looms over the heads of millions of Florida homeowners. It can be an uncertain, scary, and highly stressful time for families. If you’ve received a court letter advising you that your home is about to be repossessed, you may not know where to turn or what to do.

Florida's slow foreclosures may be good for homeowners and banks

We’ve seen a lot of debate going back and forth about the slow foreclosure process in Florida. Does the sluggish foreclosure rate hurt homeowners or benefit them? Is it better for our state’s economic recovery to let home repossessions move slowly through court, or should they be sped along?

Student loans higher than credit card debt, crippling economy

President Obama said in a May speech that the burden of student loans that many young people face upon graduation is crippling our economy. Public university tuition and fees have doubled in the past couple of decades. The average college graduate owes over $26,000 in student loan debt, and with interest rates and today’s dismal employment options, it can take years or even decades for a Florida resident to pay off student loans.

It's possible to get a fresh financial start after bankruptcy

Bankruptcy isn’t always the end of the world financially, as many Floridians might fear. Yes, filing for Chapter 7 or Chapter 13 bankruptcy does negatively affect your credit rating for a while. It can also affect your ability to buy a home, borrow money, and open up lines of credit. But with some careful planning and discipline, anyone can begin to repair his or her credit score after bankruptcy.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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Tampa Office
118 South Rome Avenue
Tampa, FL 33606

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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Riverview Office
6314 U.S. Highway 301 South
Riverview, FL 33578

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions

Brandon Office
305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions