Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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More than half of Florida residents uninsured or underinsured

With the many different types financial difficulties Floridians have to contend with, such as foreclosures, credit card debt, student loans, and unemployment, it’s really no surprise that problems paying medical bills are just another aspect to the problem. Many people in the state have issues with overwhelming medical debt. A recent survey has released numbers that show the true depth of the problem.

According to the Biennial Health Insurance Survey by the Commonwealth Fund, 54 percent of Florida residents did not have health insurance or were underinsured during at least part of 2012. This staggering number was one of the highest in the country, but highlighted a problem that affects at least 80 million Americans today.

The survey disclosed that 41 percent of Americans are having problems paying their medical expenses. About 84 million of them were underinsured or without insurance last year. Almost half of those surveyed didn’t seek medical care or fill needed prescriptions because of the high cost of medical care and medicines.

The Commonwealth Fund went on to explain that the Affordable Care Act's options will start in October in all states. Those with insurance issues will be able to see if they can find some type of help. As of yet, it's unknown how the healthcare overhaul will affect the millions of Americans who are having problems with their medical expenses. A bankruptcy attorney may also be able to help Floridians understand what other options are available to them as they seek relief for their unmanageable debt and medical expenses.

Source: eCreditDaily, “Medical Care Too Costly for 80 Million U.S. Adults,” April 26, 2013

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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118 South Rome Avenue
Tampa, FL 33606

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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Riverview Office
6314 U.S. Highway 301 South
Riverview, FL 33578

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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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Brandon Office
305 North Parsons Avenue
Brandon, FL 33510

Toll Free: 877-492-7449
Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions