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March 2013 Archives

Foreclosure rate is still high in Tampa Bay

Times have been tough for homeowners in Florida for several years now, and they don't appear to be improving just yet. Florida has been at the top of the nation's foreclosure list for six months in a row, and Tampa Bay has been one of the areas hit the hardest. While foreclosures in the rest of the country dropped by around 25 percent last month from where they were in February last year, foreclosure activity continues to rise in Tampa Bay.

Ways to keep medical expenses down, stay out of debt

Medical costs can add up alarmingly fast, often for only one medical emergency, and health insurance plans don't always cover costs. Medical bills are a major cause for bankruptcy for many Americans. A financial advisor has offered a few tips that may help Floridians to stay out of deep medical debt:

How to make your tax refund count

It's tax time, and for a large number of Americans that means a nice refund check. The average tax refund check is around $3,000. Rather than frivolously spending this money, many Floridians are making wise choices with their refunds that can help them avoid future financial challenges. Here are a few options to make your tax refund count:

4 important sites to visit before choosing a credit card

A major problem that's causing a rising amount of financial challenges and other issues with American consumers is credit card debt. However, for many large purchases, it's important to have a good line of credit. Few people can afford to pay cash for a house or a car, and it's nearly impossible to walk into a car dealership or mortgage lender's office and get a loan with zero or poor credit. Building good credit is also essential for new business owners.

  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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Tampa, FL 33606

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Riverview, FL 33578

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Brandon, FL 33510

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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
Map & Directions