Timothy J. Sierra, Attorney at Law Trusted Florida Bankruptcy Attorney Since 1987
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HOW TO HIRE A BANKRUPTCY ATTORNEY AND WHAT QUESTIONS TO ASK

The most important question to ask is whether the attorney specializes in the practice of consumer bankruptcy law. Bankruptcy has always been a very specialized area of law. It has become even more specialized since the passage of BAPCPA in 2005. You need someone who works day in and day out of the bankruptcy system. To find that attorney, you need the answers to the following questions.

You need to ask the lawyer the following questions: what percentage of the attorney's practice is in bankruptcy? You want an attorney that devotes at least half of their practice to consumer cases, if not more. Competent counsel is a must. View the firm's website for areas of practice and what percentage is devoted to each area. Does the attorney mainly represent debtors or creditors? You want an attorney who represents debtors. Will the attorney be present at the meeting of creditors or will a third party attend? Many attorneys do not appear with their client at the meeting and pay another attorney to appear at the meeting with the debtor. You want your attorney to be present. Your attorney knows your file and can assist you in preparing for the meeting and in addressing issues that come up during the meeting. Generally, it is the only time you have to appear in your case. The attorney that appears will not know much, if anything about your case.

Also pay attention to these issues: does the attorney interview you at the first meeting or a paralegal? If the attorney is not present at the first meeting, then it is likely the attorney will not be involved much at all and your file will be handled by a non-lawyer. Does the attorney seem knowledgeable about bankruptcy law? Did the attorney answer all of your questions? If the attorney defers to someone else, the attorney may not be knowledgeable about bankruptcy.

Were you given a disclosure form to sign pursuant to 11 USC 527? The section requires a lawyer to provide certain disclosure no less than 3 days after the attorney offers bankruptcy services. 

Last, was the lawyer punctual and courteous? You want an attorney who is organized and on time- it will tell you how he/she runs their practice. Bankruptcy is labor intensive and time sensitive.  You also want someone who respects you and wants to help. 

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  • "When I first came to the decision to file for bankruptcy, I had no idea where to start. I began researching attorneys on the internet and came across the information for Tim Sierra. Since he specialized in bankruptcy and had a lot of experience......"
  • The process of going through bankruptcy could be very overwhelming but Tim made me feel at ease and I felt that my needs were being taken care of. I truly feel that he had my best interests in mind and the lines of communication were always open....
  • "I had to file a Chapter 7 bankruptcy. I didn't know anyone who could refer someone so I took a chance and just looked on the Internet. I don't remember exactly why I chose Mr. Sierra, but I am glad I did..."
  • He was honest, straightforward, and hard-working. In my case I ended up with some extenuating circumstances and he handled the matter professionally even though I'm sure the work probably exceeded what he originally felt it would be....
  • I don't ever write reviews, and I had no prior relationship with Mr. Sierra. This review is simply being written as a service to others that Mr. Sierra is an excellent attorney and should be considered for your needs if you need one....
  • "I'm very happy to have been referred to Tim for my Chapter 7 filing. He was knowledgeable in his field and very responsive in replying to any questions or concerns I had. Tim was also very accommodating with meeting times..."
  • " I recently was in need of Mr. Sierra's services and I found him to be very understanding and helpful in my particular circumstance. He met with me and explained everything in full detail and also answered every question that I had....."
  • " I recommend Timothy Sierra a loyal and dependable lawyer. When you talk to him you feel that you are with a friend or a member of your family. Timothy is able to lead you in every step of the process. Good job Timothy."
  • " Bankruptcy is a private and personally devastating life event. Timothy Sierra and his assistant, Nancy, made the process as painless as possible. They kept in close contact via phone and email so I always knew what was happening in my case...."
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Riverview, FL 33578

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Brandon, FL 33510

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Toll Free: 877-492-7449
Phone: 813-463-2256
Phone: 813-463-2256
Fax: 813-258-4746
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